Type straight into it — no printing needed. This UK Christmas budget planner is a fillable PDF: tap or click any line or tick box and type on your phone, tablet or computer. Many Christmas planners are print-only — this one works on screen and on paper.

What's new (November 2026)

• NEW: one complete Christmas kit — everything from our Christmas Budget & Gift Planner is now inside, in one download.

• Excel calculator now shows how much to save each week until 25 December, and the gift list has bought / wrapped / given ticks.

• Two Excel files: a filled EXAMPLE with fictional UK figures so you can see how it works, and a BLANK copy for your own. Formula cells are locked so you cannot break them by accident.

• Works in Excel and in free Google Sheets — no macros, no subscription.

• Clickable contents page in the fillable PDF — tap a section to jump there, and tap "Contents" on any page to come back.

• A one-page "How to use in 3 steps" guide to get started in minutes.

• Fillable PDF — type on your phone, tablet or computer (free Adobe Acrobat Reader works well), or print at home if you prefer paper.

• Excel / Google Sheets budget calculator — adds up your £ totals automatically, so you always know what is left to spend.

• Ink-saver version — the same 20 pages on a plain white background, kinder to your printer.

• A4 and US Letter versions included.

Made for UK homes: pounds (£), British spelling, Boxing Day, Secret Santa, school & teacher gifts, Christmas dinner and Royal Mail posting dates. Instant digital download.

What's inside (20 pages):

1. Cover (with your name & total budget)

2. Welcome, contents & Christmas at a glance

3. Christmas budget overview — 17 spending pots, budget vs spent

4. Save-up plan & reality check — what to save per month, per payday and per week

5. Gift list by person — budget, spent, bought, wrapped, given

6. Gift ideas & stocking filler bank

7. Secret Santa & thank-you gifts — work and family swaps, teachers, TAs, postie, neighbours

8. Christmas dinner planner — guests, dietary needs, menu, who brings what

9. Christmas Day cooking timeline — work backwards from dinner time

10. Christmas food shopping list by aisle

11. Food & drink budget — Christmas Eve to New Year's Eve, receipts log

12. Cards & postage tracker

13. Royal Mail last posting dates (fill-in) & parcel / online order tracker

14. December 2026 calendar (Monday start, UK bank holidays marked)

15. Events, parties & decorations

16. Advent countdown to-do — one small job a day, 1–24 December

17. Christmas Eve, Christmas Day & Boxing Day plan (+ Christmas Eve box)

18. Black Friday & Boxing Day sales list + gift card tracker

19. January recovery budget — Buy Now Pay Later, essentials, no-spend days, next Christmas pot

20. Notes & next Christmas

Your download (one ZIP file): fillable A4 PDF (colour) · ink-saver A4 PDF · US Letter PDF · Excel budget calculator, EXAMPLE + BLANK (opens in Google Sheets and Numbers) · How to use in 3 steps.

This kit replaces our separate Christmas Budget & Gift Planner — everything is now in one download.

Organisation tool only, not financial advice. For personal use. Digital product — nothing will be posted. Royal Mail dates are left blank to fill in from royalmail.com once published. To type into the PDF on a phone, open it in a PDF app such as Adobe Acrobat Reader (some basic viewers only display PDFs).