Instant digital download — Excel (.xlsx) tracker for freelancers to set aside tax across the UK tax year 6 Apr 2026–5 Apr 2027, so the January bill is never a surprise.

What's new (November 2026)

• Two Excel files: a filled EXAMPLE with fictional UK figures so you can see how it works, and a BLANK copy for your own. Formula cells are locked so you cannot break them by accident.

• Works in Excel and in free Google Sheets — no macros, no subscription.

• Clickable contents page in the fillable PDF — tap a section to jump there, and tap "Contents" on any page to come back.

• A one-page "How to use in 3 steps" guide to get started in minutes.

What’s included:

• Excel tracker: monthly overview, income log, expenses log and an annual tax estimate (Income Tax + Class 4 NI, payments on account) that suggests how much to set aside each month

• Key dates and a 2026/27 rates sheet, checked against GOV.UK

• CSV companion: logs, monthly overview, key dates and rates as CSV files for Google Sheets, Numbers or bookkeeping apps

• Short PDF guide and a quick-start README

Opens in Excel or Google Sheets. Delivered as a .zip download.

Disclaimer: organisation / planning tool only — not tax advice. Check GOV.UK or your adviser for your own position.